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Credible research and impartial information are critical to fostering fiscal responsibility. The Institute to Reduce Spending engages in and promotes rigorous academic research and scholarship on the subject of federal spending and budgeting. We seek to create a national, nonpartisan dialogue regarding spending reform by presenting information in a publicly accessible manner.

First debate to cover spending and debt

Wednesday night, the major party Presidential candidates will face off for the final time, and for the first time, fiscal conservatives will get a chance to hear about some of the most important issues facing our country. The first two Presidential debates and the Vice Presidential debate have barely touched on these issues that used to be a mainstay of national debates. Wednesday night’s showdown might offer the first glimmer of hope that the debt and spending are not yesterday’s issue.
This debate will take place in a race in which both candidates’ plans are projected to lead to more spending and deficits, while both Clinton and Trump have previously pledged not to cut spending on Social Security. While Clinton aims to fill the gap with more taxes, Trump has offered few specifics to date.
Anyone who cares about the nation’s financial future should watch closely tonight. Louder issues may often drown it out, but fiscal sanity remains the cause of our generation.
Click here to see a list of options to live stream the debate.

Insurance costs on the rise after Obamacare


With soaring deductibles and rising premiums, it seems increasingly obvious that consumers are ending up worse off after Congress passed the Affordable Care Act in 2010. While some 20 million Americans have enrolled in the program, the cost of healthcare coverage is rising faster than the wage growth—up over 3 percent since 2015.


Insurance companies are finding themselves on the losing end, too. Because more sick people than healthy are signing up, health insurance providers are losing money, and fast. In 2017, Aetna, one of the five largest insurance companies in the nation, will withdraw from the exchanges in 11 of the 15 states they are currently in.


Counties in the U.S. with just one insurance company will jump to one-third in 2017, after being just 7 percent this year. The rising lack of competition will likely lead to costlier insurance and fewer future enrollees.


To stop insurance companies from dropping out of Obamacare, young, healthy people must be incentivized to sign up – but that likely won’t happen if the price is high. While the goal of providing coverage and protecting society’s most vulnerable is a worthy one, even the most basic goals of the ACA will be unmet if these trends continue — and those concerns could ultimately be compounded with rising costs to taxpayers.

First Presidential Debate Tonight: Will Spending be on the Agenda?


The long-awaited Presidential debate season kicks off tonight as Republican Presidential nominee Donald Trump squares off against the Democratic nominee, Hillary Clinton. The debate will take place at 9:00 PM at Hofstra University in New York, where both candidates have ties — it is where Trump currently lives and where Clinton was a two-term Senator.

Some pundits wonder about Trump’s temperament, while others question if Clinton has a viable plan for the economy and jobs. Tonight is an opportunity to finally see the candidates side-by-side and compare where they stand on the issues.

This will be the first of three Presidential debates in addition to a Vice Presidential showdown happening on October 4th.


Logistically, the debate will be 90 minutes with no breaks, where topics are divided into 6 time segments with a 15-minute time frame for each. The moderator will start with a question that each nominee will respond to and then they will be able to respond to each other’s comments. The topics for the debate include “America’s direction” and “achieving prosperity” and “securing America”.


With satisfaction of the two parties’ nominees at the lowest point since the early 90’s, both candidates must do their best tonight to appeal to those on the fence. Fiscal conservatives should be on the lookout for an issue that has thus far been neglected: America’s soaring debt and spending. With Election Day now just about 6 weeks out, both candidates will be looking at tonight as an opportunity to pull ahead and eventually earn the title: President of the United States. Those who care about the debt and spending should be on the lookout to see if our next President will have concrete goals for getting our fiscal house in order.

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